Aadhaar card loan will now get loan from Aadhaar card – without guarantee, bank without dizziness
Now only the Aadhaar card will get a loan – without guarantee, without bank dizziness, if you are in a crisis of money and are thinking of borrowing from someone, then stop. Now only your Aadhaar card can become a bank for you. In collaboration with the government and financial technology companies, now such platforms have been prepared from where you can take a personal or business loan without any guarantee and paper hassle, that too by applying only from your mobile.
How to get a loan from Aadhaar card
Under this digital system, the borrower only has to complete the KYC process from the Aadhaar card and mobile number. Many NBFCs and banks have now accepted e-KYC and digital underwriting, so that you can apply from your mobile sitting at home and can be approved in a few minutes. The amount is transferred directly to your bank account.
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What needs can this loan be found
This loan is especially for those who require immediate cash for the introduction of small business, medical emergency, education, marriage, or personal expenses. The process of application is so simple that you neither have to travel to the bank nor have to prepare a thick file.
How much amount can you get a loan
Under this scheme or platform, you can easily get a loan ranging from ₹ 10,000 to ₹ 5 lakh. Some banks and apps such as Navi, Kreditbee, Paysense, and Cashe etc. transfer money in a few minutes through fast digital processes. The loan amount and interest rate is fixed according to your credit score and income.
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What is eligibility and conditions
The age of the applicant should be above 21 years, his mobile number should be linked to Aadhaar, and it is mandatory to have a legitimate bank account. Even if there is no proof of income, some apps also process the loan as a minimum income. However, banking behavior and civil score should be good to pay timely installments.
What is the full application process
You have to download the concerned bank or Fintech app, you have to verify with OTP by entering Aadhaar number. After this, the e-signal process has to be completed by filling PAN card and bank details. In a short time you get the approval of the loan and the money is transferred immediately.
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conclusion
No longer need to borrow from a relative or acquaintance. Only through Aadhaar card and mobile you can get a personal or business loan immediately – that too without any long process or heavy documents. This scheme is especially a boon for those who want to become self -sufficient and want to arrange money on time.
Disclaimer
This article has been written according to information based on various fintech platforms and government schemes. Before taking the loan, please read the complete information and rules from the concerned app or the bank’s official website.
